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Understanding the Table:
The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Sending money to China can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.
Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to China bank accounts or pay a Chinese yuan invoice.
US dollar (USD) to Chinese yuan (CNY) market data - latest interbank exchange rate, trend, chart & historic rates.
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Chinese yuan is to review how the USD/CNY rate has changed over time.
The table below shows the percentage change in the USD to CNY exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
| Date | USD/CNY | Change | Period |
|---|---|---|---|
15 Jul 2025 | 7.1730 | 0.1% ▲ | 2 Week |
30 Apr 2025 | 7.2950 | 1.6% ▼ | 3 Month |
29 Jul 2024 | 7.2593 | 1.1% ▼ | 1 Year |
30 Jul 2020 | 7.0088 | 2.4% ▲ | 5 Year |
01 Aug 2015 | 6.2096 | 15.6% ▲ | 10 Year |
03 Aug 2005 | 8.1051 | 11.5% ▼ | 20 Year |
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Chinese yuan across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
*Converted at the current USD-CNY interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The best USD to CNY exchange rate is 7.131 from Wise. This is -0.65% compared to the mid-market rate 7.1777.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Chinese yuan (CNY) rates from different sources before making a conversion.
The above Dollar to Yuan comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-CNY mid-rate and the possible savings of using various providers.
Looking at the full USD to CNY - Send Money comparison table the provider with the best USD to CNY exchange rate is Wise at 7.131, -0.65% from the latest mid-market rate 7.1777.
The next best is Western Union at 7.0629, -1.6% from the mid-rate.
Then WorldRemit at 7.0054, which is -2.4% from the mid-rate.
Among the banks the Chase Bank rate is 6.5446 at -8.8% the Wells Fargo Bank rate is 6.5016 at -9.4% and the Citibank rate is 6.8317 at -4.8% compared to the mid-rate 7.1777.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
View a full list of exchange rates by selecting your Base (from) currency:
